Classification of tax deductible insurances in Luxembourg

  • Complementary retirement savings / pension savings / private pension plans:

    • AXA Luxembourg ALIZEA – tax deduction under Article 111bis LIR

  • Mortgage loan insurance / remaining balance insurance / residual balance insurance:

    • AXA Luxembourg DOMIA – tax deduction under Article 111 LIR + specific single premium limit

  • Life assurance / Life insurance / Death insurance / Endowment insurance:

    • AXA Luxembourg JUVENA - tax deduction under Article 111 LIR

      • Tax deductible children’s savings plan
      • Tax deductible junior savings plan
      • Education savings plan
      • an alternative to the Luxembourg savings account

    • AXA Luxembourg EQUATORIA - tax deduction under Article 111 LIR

      • Endowment insurance

    • AXA Luxembourg SERENA - tax deduction under Article 111 LIR

      • Loss of income insurance
      • Income protection insurance
      • Death insurance
      • Invalidity insurance
      • Accident insurance
      • Professionals’ insurance
      • Self-employed insurance

  • Home savings plans (‘épargnes logement’):

    • WÜSTENROT in cooperation with AXA – tax deduction as a special expense

  • Accident insurance:

    • AXA Luxembourg VIVAZEN - tax deduction under Article 111 LIR
    • AXA Luxembourg ‘INDIVIDUAL TRAFFIC ACCIDENT INSURANCE’ - art 111 LIR
    • AXA Luxembourg ‘PROTECTED DRIVER INSURANCE’ - art 111 LIR

  • Private health care / Complementary healthcare insurance / Mutual health insurance:

    • AXA Luxembourg OPTISIONS START - tax deduction under Article 111 LIR
    • AXA Luxembourg OPTISIONS ACTIVE - tax deduction under Article 111 LIR
    • AXA Luxembourg OPTISIONS PRIVILEGE - tax deduction under Article 111 LIR

  • Third party liability insurance / civil responsibility insurance:

    • Motor policy third party liability - tax deduction under Article 111 LIR
    • Family policy third party liability - tax deduction under Article 111 LIR
    • Buildings policy third party liability - tax deduction under Article 111 LIR
    • Business policy third party liability…

EasyNext, an exclusive and personalized service…

Because the process of tax optimization requires a detailed analysis of your own personal situation, EasyNext will give you free advice on Luxembourg taxation, whether you are resident or a frontier worker / cross-border worker in Luxembourg. For every contract taken out for which a tax deduction can be made, we offer you the preparation of your Luxembourg tax declaration. For complicated declarations you might be asked for a contribution towards the cost.